Strategies to Protect the client’s legacy—and those THEY BUILT IT FOR

Life Insurance & Risk Management

For business owners, insurance is not about products—it’s about risk transfer, liquidity, and planning efficiency.

Smartchase’s comprehensive financial plans, covering all aspects of a client’s personal and corporate lives, help to identify and quantify events than can impact a client’s net worth.

Risk of death or injury to key family income earners and caregivers

Key person and shareholder protection

Buy-sell and succession planning

Estate equalization and tax-efficiency




Regulatory Disclosure:
Smartchase is not a registered investment dealer, portfolio manager, insurance carrier, or mortgage brokerage. Smartchase does not provide securities trading, portfolio management, or discretionary investment services. Investment, insurance, and mortgage advice, along with securities transactions, insurance product placement, and mortgage brokering are provided solely by appropriately licensed and registered third-party professionals. Such licensed advisors or registrants may be affiliated with Smartchase, and any such arrangement is governed by a formal referral agreement and duly disclosed. Unless explicitly disclosed otherwise, Smartchase acts in a strategic and coordinating capacity only.

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